I. S. Vinnikova
Minin Nizhny Novgorod Statе Pedagogical University
Russian Federation

PhD in Economics, Associate Professor of the Department of insurance, finance and the credit, 

Nizhni Novgorod

E. A. Kuznetsova
Minin Nizhny Novgorod Statе Pedagogical University
Russian Federation

the senior teacher of the department of insurance, finance and the credit, 

Nizhni Novgorod

E. V. Shpilevskaya
Rostov institute Protection of Businessman, Rostov-on-Don
Russian Federation

PhD in Economics, Associate Professor of the Department of Economics and Accounting, 

Rostov-on-Don

T. O. Zagornaya
Makiyivka Institute of Economics and Humanities
Ukraine

Doctor of Economics, Professor, Vice-Rector for Science and International Affairs, 

Makiyivka-57